top of page


Is It Time to Refinance? 6 Things to Consider Before You Decide
Thinking about refinancing? Learn six important things to consider, including your current mortgage, closing costs, loan term, break-even period and longer-term financial goals.

Sandy Biondo
2 days ago5 min read


Beyond the Down Payment: Understanding All the Costs of Buying a Home in San Diego
Your down payment is only part of the picture. Learn about closing costs, prepaid expenses and other costs to consider when planning for a home purchase.

Sandy Biondo
6 days ago5 min read


Demystifying the Down Payment: Is 20% Really Necessary for Your California Home?
Thinking about buying a home? Learn five practical steps to help organize your finances, understand your credit, prepare for potential costs and feel more confident before applying for a mortgage.

Sandy Biondo
Sep 55 min read


When Does Refinancing Make Sense?
Wondering whether refinancing may make sense? Learn about some of the factors to consider when evaluating your current mortgage and financial goals.

Sandy Biondo
Sep 15 min read


5 Questions to Ask Before Choosing a Mortgage
The right questions can help you better understand your mortgage choices. Here are five important questions to ask before deciding which financing option fits your needs.

Sandy Biondo
Aug 264 min read


What to Consider When Comparing Mortgage Options
Look beyond the interest rate. Learn what to consider when comparing mortgage options, including monthly payments, upfront costs, loan terms and overall borrowing costs.

Sandy Biondo
Aug 205 min read


Understanding Your Home Equity
Learn what home equity is, how it can change over time, and why understanding your equity can help you make more informed financial decisions.

Sandy Biondo
Aug 184 min read


How Much Do You Really Need for a Down Payment?
Learn what to consider when deciding how much to put down on a home and why the right down payment can look different for every buyer.

Sandy Biondo
Aug 144 min read


Thinking About Buying a Home? Start Here.
Thinking about buying a home? Learn where to start, what costs to consider, and how understanding your financing options can help you prepare with greater confidence.

Sandy Biondo
Aug 114 min read
bottom of page
